Terms of service

Last updated October 31, 2026.

Using this website

EMICalc Pro provides a free educational calculator and general information. You may use the site for lawful personal planning. You are responsible for the values entered and for checking results against documents from your lender.

Estimates only

Results are estimates based on assumptions entered in the tool and a standard monthly reducing-balance formula. They are not a loan offer, credit decision, guarantee, accounting statement or individualized financial advice. Actual charges, rate changes, payment dates, lender conventions and rounding can alter the result.

No warranty

The website is provided as available. To the extent permitted by law, we make no warranty that it will always be available, error-free or suitable for a particular financial decision. Nothing in these terms excludes rights that cannot legally be excluded.

Acceptable use and changes

Do not interfere with the website, attempt unauthorized access or use it in a way that violates applicable law. We may update the website or these terms; the posted version applies from its publication date. If you do not agree, discontinue use of the website.

Contact

Questions about these terms can be sent to hello@emicalcpro.example.